Wants Vs. Needs

Understanding the psychology of buying helps us to understand why we make certain selections when purchasing. What is the difference between needing something and wanting something? Our needs are quite limited; however, the list of things we want could be quite unlimited.

Make Extra Cash with Yard Sales

Decluttering and selling things that you no longer use can be a great way to earn extra money and boost your reserve account for your debt settlement. In recent years, many consumers have used online services such as Ebay and Craigslist to sell unwanted and unused items. An old-fashioned garage sale or flea market offers two other options that can be fun and lucrative!

Frugal Fun

Being in debt is a setback, but it doesn’t mean that you have to stop enjoying yourself or having fun. If you go back to basics and think outside the box you will discover ways to spend time with others and uplift your spirits while saving for your debt settlement!