Wants Vs. Needs

Understanding the psychology of buying helps us to understand why we make certain selections when purchasing. What is the difference between needing something and wanting something? Our needs are quite limited; however, the list of things we want could be quite unlimited.

Unemployment Benefits Could Serve As Your Emergency Fund

It is never too late to prepare yourself in the event of job loss. Unemployment insurance (UI) could serve as your ‘emergency fund’ until you are hired again. Here are a few tips on what you might expect from UI if you are eligible.

The Dallas100 Ranks Credit Answers #10 For The Fastest Growing Private Company

Credit Answers was recently named by the Dallas100 as the tenth fastest growing private company in the Dallas Metroplex. The Dallas100 award is an annual event sponsored by the Caruth Institute for Entrepreneurship and recognizes the top companies and business leaders in the Dallas/Ft Worth Area. This prestigious award is only given to companies that meet a stringent set of standards including high business ethics.

Single Parenting On A Budget

Parenting, although difficult and full of challenges, can be one of the most rewarding and exciting journeys in life. The United States Census Bureau claims that there are about 13 million households in America where this journey is being experienced by a single parent. It is possible to create a budget and, if you involve your children, they may even learn good spending habits in the process! Using a debt settlement savings account can be a good way for single parents to educate their children early and establish good spending habits and the process of saving money.

Online Freebies: Family Fun At Your Fingertips

If you are a budget-conscious online shopper, you’ve probably seen them before – websites offering free samples of brand name products, printable grocery coupons, discounts and deals on a variety of items. Online freebie hunting can be fun, but there are a few things that you might want to keep in mind.