New Credit Card Laws Favor Consumers

On May 22, President Obama officially signed the CARD Act and the new regulations will take effect in February 2010. This set of laws is a major milestone for the credit card industry and may be instrumental in ending deceptive practices that affect consumers.

Debt Settlements = Results

According to The Association of Settlement Companies (TASC), consumers seeking to manage their debt have higher success rates when using credible debt settlement companies rather than credit counseling services.

Living Without Available Credit May Be Quite An Adjustment

Although overcoming your dependency on credit cards may be difficult, try to focus on the positive aspects of your financial decision. Look to the future and imagine how relieved you will feel once you are free from the bonds of debt.

Clean Your Wallet – Money Saving Tips

Warm weather allows you and your family to complete certain chores and participate in seasonal activities. Throughout your neighborhood, you may see people planting gardens, washing cars, and children playing in backyards. Below are some debt settlement money-saving tips that may help cool your wallet as the temperature heats up.

Save Money on Your Cell Phone Bill

Cell phones have become a common gadget in most of our lives. According to CTIA – The Wireless Association, there are now more than 262 million wireless subscribers in the United States, which includes 83 percent of the total U.S. population and 3.3 billion active cell phones worldwide.