Credit Card Companies Prudent In Making Credit Decisions

According to Consumer Action’s 2008 Credit Card Survey, customer service representatives at six well-known financial institutions told surveyors that they would reduce cardholder’s credit limits because of perceived customer risk. Factors included a decline in cardholder credit scores, late payments, and balances that go too close to the credit limit. This practice is not necessarily [...]

Overcome Financial Hurdles

During the course of your life, you will probably experience some sort of unexpected incident or emergency. Below are some common situations that may drastically change a person’s financial situation. We would like to offer you some basic tips that may help reduce the impact of your finances

Get Cash For Your Gift Cards

Use your gift card wisely. If you received a gift card as a present, redeem it when you really need something. Don’t purchase something in the first week just because you have “free money.” For example, if you received a grocery store gift card, save it for when you are short on food money.

Shop Smart Online

Compare prices.
As more consumers shop online, many price comparison sites gain popularity. You type a keyword or product name in the search field and your results will consist of online stores that have the item in stock along with the selling price. Comparison shopping sites may save you time and money because you can see [...]

Staying Healthy is Worth the Money

The Importance of Health Care & Your Finances
 
Politicians and news reporters often discuss the rising cost of health insurance, a nationwide problem that affects many consumers. The U.S. Census Bureau reports that nearly 47 million Americans are uninsured and another 38 million have inadequate health insurance. If you fall into this category, below are some [...]