Posted on November 24, 2008 by creditanswers
As you strive to settle your debts, most of you have made a commitment to rely on cash instead of credit cards. After you complete your debt negotiation program, you will probably want to re-establish your credit. As you probably know, credit cards can cause serious financial problems if they are not used properly.
Unless you [...]
Filed under: debt, debt management | Tagged: credit card companies, credit card debt, credit cards, debt management, settle your debt | Leave a Comment »
Posted on November 17, 2008 by creditanswers
Overdone Buying
Causes: Usually related to an excessive hobby or behavior; can be a dependency
Solutions: Acknowledge the behavior, avoid situations that encourage the spending
Overdone buying is typically related to a hobby or behavior. The problem of this personality arises when one becomes infatuated with a habit or hobby to the point where it causes financial problems. [...]
Filed under: debt, debt management | Tagged: credit card debt, debt management, hot potato buying, overdone buying, spending personality | 2 Comments »
Posted on November 12, 2008 by creditanswers
Avoidance Shopping
Causes: Shopping instead of dealing with problems or shopping to get even.
Solutions: Face underlying problem, be honest with yourself.
You may have heard the phrase, “When the going gets tough, the tough go shopping.” Avoidance shoppers use shopping as a way to escape the stress of life. Unfortunately, this spending personality can cause a downward [...]
Filed under: debt, debt management | Tagged: avoidance shopping, credit card debt, debt management, esteem buying, spending personality | Leave a Comment »
