Frugal Living Encompasses Many Concepts pt 1

At one time, huge lines of credit may have inspired us to be overly generous. For example, you may have always insisted on “picking up the tab” when you dined with a group of friends at an expensive restaurant. During holidays and birthdays, you may have been the person that showered everyone with costly gifts.
 
When it came time to manage your credit card debt, people that you encountered or articles that you read may have advised you to become more “frugal.” Hearing this word may make you cringe because you may associate frugal with being cheap. With some new insight and lifestyle changes, you may realize that frugality can be fun, creative, and less stressful.  

Frugal living encompasses many concepts such as using things that you have on hand instead of purchasing something new. For example, a frugal person would cook dinner with items that they already have in their kitchen cabinets instead of ordering take-out or buying more food at the grocery store. Rather than hosting a child’s birthday party at Chuck E. Cheese, a frugal parentwould organize an imaginative party theme for a small group of children at their home. For example, parents of daughters could have a princess party where little girls make their own crowns.